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Most homeowners policies do NOT cover losses due to flood. Flood insurance, available through our office, is provided by the Federal Government and available to home and business owners. It is important to note that homeowners insurance is designed to bring your home and its contents back to the same condition it was in before a loss, yet flood insurance is only meant to get you back on your feet.
According to the National Flood Insurance Program, in a high-risk area, your home has a 26% chance of being damaged by a flood during the course of a 30-year mortgage, compared to a 9% chance of fire. Floods are not limited to coastal areas or locations with nearby rivers or streams. Several inches of rain falling over a short period of time can cause flood damage, even in normally dry areas.
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Summit Coverages, Ltd.
Hamilton Financial Center
9201 4th Ave- Suite 200
Brooklyn, NY 11209-7006
Tel 718-745-2037
Tel 212-349-3456
Fax 718-680-2290 |
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We are licensed to do business in NY, NJ, CT, SC, FL, & D.C.
Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.
Privacy Policy: Summit Coverages, Ltd. takes your privacy very seriously. We share a commitment to protect your privacy and the confidentiality of your personal and financial information. Click to read our Privacy Policy.
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