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Commercial Insurance

New York Commercial Insurance

Every small business owner in New York state jumps a lot of hurdles on a daily basis. These hardworking citizens have invested a lot of money, time, and energy into various ventures and strive to see them succeed. There are a lot of risks that businesses face, and the occurrence of any one of them can leave a business bankrupt or can have a devastating effect on its assets.

The good news is that there are certain steps you can take to ensure the survival of your business in the face of adversity. You can purchase a commercial insurance policy and protect your company from some of these risks. Insurance providers like Summit Coverages, LTD provide this type of coverage for interested businesses in New York.

Coverage Options

Commercial insurance protects your personal and business assets from settlements and legal claims that spell financial devastation for your business. Having this type of coverage is an important part of any business plan in the Empire State, whether you live in Albany, Syracuse, Long Island, Manhattan, Buffalo, or Rochester. A typical commercial insurance policy in New York may cover:

  • Liability- Liability includes situations such as wrongful arrests, wrongful evictions, invasion of privacy or property, copyright infringement, slander, and libel. This can also protect you from injuries to people visiting your business.
  • Property damage- This type of coverage protects you or any of your employees from the damage that may be caused to third party property.
  • Bodily injury- This particular coverage protects your business from physical injuries sustained by a client at your place of work or in his home by you or one of your employees.

Commercial insurance isn’t a mandatory coverage in New York State, but it’s a good coverage to have. You can get commercial coverage at Summit Coverages, LTD in New York. For more information, give us a call or visit our offices for a chance to speak directly to an agent.


Coverage Types

  • Commercial Auto
  • Commercial General Liability
  • Liability Coverage
  • Commercial Property

Our Partners:

  • AmTrust
  • Chubb
  • Foremost
  • Nationwide (harleysville)
  • Progressive
  • Safeco
  • Travelers

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