Auto Insurance

It's not a commodity, all carriers are not the same, and its not only about price.  The way vehicle damage claims are settled vary from carrier to carrier and more importantly, how lawsuits are defended. A call center rep from the West coast will have a difficult time advising you on how Insurance works in East Coast states.

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Home Insurance

Home insurance is a package policy that can be quite complicated. Forms vary from company to company and creating the apples to apples scenario is not always easy. We represent the best carriers in the industry and also have access to a variety of companies to handle a variety of needs.

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Commercial Insurance

Workers compensation, General Liability, Commercial Auto, Short Term disability, Property, Professional liability......the list goes on. Businesses have many insurance needs and our goal is to make that process as easy as it can be.

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Welcome to Summit Coverages, Ltd.

Summit Coverages, Ltd. is a full service insurance agency offering personalized service to all its clients since 1979. We know the insurance markets.


When comparing policies, the cost of insurance should be only one of several determining factors. You should ask yourself what you are buying and from whom: 

Is the insurance company reputable?

How broad is the coverage?

How are the company's claims practices?

How is their customer service?




When selecting an agent, find out whom you are dealing with. You should ask:

 How long has the agent been in this field of insurance?

Is the agent knowledgeable?

Is he/she reliable?

Is he/she consistently available?

Will he/she be able to handle your insurance needs?

Our Partners:

  • AmTrust
  • Chubb
  • Foremost
  • Nationwide (harleysville)
  • Progressive
  • Safeco
  • Travelers

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